The Future of Banking

The Future of Banking

Masterarbeit, Studienarbeit

Technological innovation has been triggering substantial changes and disruptions in the financial services industry over the past years, threatening to render obsolete many current business models and financial sub-sectors. Against this background, the objective of this thesis is, (i), to give an overview over the different fintech business models, and (ii), to analyze how these innovations affect the banking business and how they shape the future of financial intermediation. For example, this includes topics like: crowd-financing and crowd-lending, open banking, digitalization, data analytics, blockchain, etc. The thesis will be conducted in corporation with a professor at IESE Business School and will provide the opportunity to conduct part or all of the thesis in Barcelona.